All input helps, thanks!
Yeah, I figure to have an environment where EACH individual user can configure his system to exactly the way he wants it, there either has to be a separate, unique folder that is local (C:), or networked (W: in our case). And if everyone insiists on naming their folder whatever, then there's a bunch of work to do to make sure the config.pro file points to that special directory. It has to be named something, local or network, I don't see an issue labeling it "FRANK" vs "user", especially since it means less work.
Ah well. That's what you get when you have SW people try and tell you how to run Pro/E!